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Vali is a hardworking man. He is married and raises three children who are still quite young (the oldest is 6, the second is 3 and the youngest is 1 year old).

Vali and his family have had difficult life circumstances. In 2000, Vali's father started a private farm on 350 hectares of land. Within three years of operation they suffered great losses due to difficult weather conditions. As a result, they had to divide the land among members of the farming business and into nine parts. Vali's family ended up with 19 hectares of land.

As they didn't have the necessary means to plant and harvest, Vali planned a trip to Russia to earn some money. However, he suddenly fell ill and had to stay in a hospital for a long time. Having recovered, he went to Russia, where he worked for two years. When he came back home with some money, he once again started to get involved in cattle fattening and crop cultivation.

He now mainly grows wheat, corn, peas and other agricultural products and has been involved in this activity for more than three years. His caring wife and his father help him with the business. He sells harvested crops directly to the local residents at a much lower price than what can be bought at the market.

A large number of the residents of this district buy their produce from him.

Vali would like to get a loan to buy seeds, fuel and lubricants. With the rest of the money, he would also like to purchase livestock to increase his herd.
View original language description ↓
Вали трудолюбивый человек, он женат и на воспитании имеет троих детей. Дети еще маленькие, старшему 6 лет, среднему 3 года, а младшему 1 год. Условия жизни у них были тяжелые. Его отец в 2000 году организовал дехканское хозяйство, которое составляет 350 гектаров земли, в течении 3-х лет деятельности он понес большие убытки так как погодные условия были сложными. Пришлось им разделить землю между другими членами хозяйства и на девять частей, ему досталась 19 гектаров. Средство для посева и сбора урожая не было, он запланировал поездку в Россию, чтобы заработать деньги, но внезапно он заболел и долгое время пролежал в больнице. Когда он выздоровел уехал в Россию, где проработал 2 года. Приехав на Родину с деньгами он опять начал заниматься откормом скота и выращиванием сельхозкультур. В основном он выращивает пшеницу, кукурузу, горох и другие сельхозпродукты. Уже более 3-х лет он занимается этим бизнесом. Его заботливая жена и отец помогают ему в ведении бизнеса. Полученный урожай он продает местным жителям по более низкой цене чем на базаре, с первых рук. Большая часть населения данного района приобретают сельхлозпродукты у него. Вали хотел бы получить займ для приобретения семян, горюче-смазочных материалов и скот для увлечения поголовье скота.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 212
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Vali to buy seeds, cattle, fuel and lubricants.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Jun 18, 2012
Currency Exchange Loss:
Jul 18, 2012