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Estela América
Estela América is 21 years old. She lives with her mother and her brother in a home they own. She sells men's and women's underwear. She has a small shop in a well located area. She has gained a great deal of sales experience and she is proud of her results. She has a large number of customers because they know that everything she sells is top quality at reasonable prices, and she provides excellent service. Estela is very dedicated to her work. She always tries to do better and doesn't consider giving up on her way to success. One of her biggest dreams is to grow her business so that she can increase her earnings. She would like to invest in additional inventory but she does not have capital to do this. She is therefore requesting a loan from INTEGRAL that will enable her to buy underwear wholesale in a variety of colors and sizes. Estela América is responsible and very capable of making payments. She is sure she can pay the debt and at the same time provide her family with a better quality of life.
View original language description ↓
Estela América de veintiuno años de edad vive junto a su madre y su hermano en casa propia; ella se dedica a la venta de ropa interior para dama y caballero, es un pequeño bazar ubicado en una zona muy estratégica, se ha hecho de mucha experiencia en las ventas y se siente orgullosa de los resultados, se ha hecho de mucha clientela pues las personas saben que todo lo que comercia es de primera calidad y a precios accesibles, además el servicio es excelente; Estela es una mujer muy dedicada a su labor, siempre está dispuesta a superarse y no piensa rendirse hasta alcanzar el éxito; uno de sus más grandes sueños es hacer crecer su negocio porque así aumentara sus ganancias desea invertir en nuevos artículos, pero no posee de suficiente capital por eso le solicita a INTEGRAL un crédito que le permita comprar ropa interior por mayor y en variedad de colores y tallas. Estela América es responsable y con gran capacidad de pago asegura que podrá saldar la deuda y a la vez ofrecerle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 507
    View loans »
    El Salvador Loans Fundraising
  • $31,394,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Estela América to purchase underwear wholesale.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 28, 2012
Jul 2, 2012
Currency Exchange Loss:
Aug 1, 2012