A loan of $1,175 helped to purchase grocery items and other products.


Adoracion's story

This is Adoracion. She is 60 years old and a resident of Pasay City, Philippines. She is a mother of 2 children, one working, the other staying at home. Together with her children, she manages the household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses. Adoracion operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries, and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, Php5 worth of cooking oil, or a single egg. Adoracion earns income by buying supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She also does direct selling business -- she sells clothing, footwear, undergarments, cosmetics and other products through the popular direct selling brands like Avon, Fullerlife, Natasha, Boardwalk, Marikina Shoe Exchange, and other direct selling brands. A customers order is bought in cash by the dealer and then given to the customer with a one-month-to-pay credit. Dealer’s prices are lower than those in the catalogue, and these are the profits that dealers are investing on as their income. She earns a minimum of PHP17,500 in net sales a week. To help her continue operating her business, she is requesting a loan of PHP50,000. She will use the loan to buy groceries, toiletries, and beverages to expand her product inventory and will also use it to buy products for the direct-selling business. She expects a boost in her business income as she expands her business. Adoracion hopes to be able to expand soon. She faithfully meets up with her co-fellowship members to share stories of her work every week and to draw strength and inspiration from the Word of God, which she studies. * All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.



Loan details


Lenders and lending teams



Loan details