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Gladys Haydee
33-year-old Gladys Haydee lives with her life partner and her children. She buys and sells cattle, and she has already been in this line of work for many years. In addition, they own a store where they sell essential goods such as basic grains, milk, eggs, bread, etc. She has gotten a lot of customers because everyone prefers to go to her, since everything she sells is high quality at affordable prices, and the service is unmatched. Gladys is a determined woman who's always fully willing to reach a more prosperous future. Lately her business has seen a rise in demand, which is why she decided to invest in supplies in order to increase her sales. She needs working capital, so she requests a loan from INTEGRAL which allows her to purchase cattle, basic grains, bread, candy, etc. Gladys is a woman who's always dedicated to her work, and she's expecting to get new opportunities that allow her to repay the debt timely and also improve her family's living conditions.
View original language description ↓
Gladys Haydee de treinta y tres años de edad vive junto a su compañero de vida y sus hijos, ella se dedica a la compra y venta de ganado, ya tiene varios años de trabajar en este negocio, adicional a esto tienen una tienda donde vende productos de primera necesidad granos básicos, leche, huevos, pan entre otros, se ha hecho de mucha clientela pues todas las personas la prefieren porque todo lo que vende es de primera calidad y a precios accesibles además de un servicio inigualable; Gladis es una mujer decidida siempre está en toda la disposición de alcanzar un futuro más próspero, últimamente ha aumentado la demanda en su negocio, por eso se decidió invertir en insumos para aumentar el negocio, necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar ganado, granos básicos, pan, golosinas, etc. Gladys es una mujer dedicada al trabajo siempre, está a la expectativa de nuevas oportunidades que le permitan cancelar la deuda a tiempo, y a la vez ofrecer a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 529
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $700 helped Gladys Haydee to purchase cattle, basic grains, bread and candy.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 28, 2012
Jul 2, 2012
Currency Exchange Loss:
Aug 1, 2012