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Concepción Del Carmen
Concepción Del Carmen has been growing beans and corn for over 15 years, and thanks to this business she has been able to get herself and her family ahead. Concepción owns a small plot of land and she wishes to make the most of it, which has been very difficult so far, since she doesn't dispose of the earnings she needs to do that. Concepción is very responsible and dedicated to her household. She lives with her husband and two children who help her to sow and to separate the kernels from the corncobs, so they can obtain the corn grains that they later sell. Concepción requests a loan in order to purchase the supplies she needs for sowing, such as seeds, shovels, plows, etc., and with this she hopes to get a larger harvest. Concepción very much wishes to get ahead and improve her financial stability, and she works very hard to achieve that.
View original language description ↓
Concepción Del Carmen se dedica a la siembra de frijol y maíz desde hace más de 15 años, negocio gracias al cual ha podido salir adelante junto a su familia. Concepción posee una pequeña parcela la cual desea aprovecharla al máximo lo que ha sido muy difícil hasta el momento ya que no cuenta con los ingresos necesarios para hacerlo. Concepción es muy responsable y dedicada a su hogar, vive junto a su esposo y dos hijos quienes le ayudan a sembrar y a desgranar el elote para obtener los granos de maíz que posteriormente comercializan. Concepción solicita un préstamo por medio del cual pueda comprar todos los insumos necesarios para la siembra como semilla, palas, arados y más, con lo que ella espera obtener mayor cantidad de cosecha. Concepción desea mucho salir adelante y mejorar su estabilidad económica por lo que trabaja muy duro para obtenerlo.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 504
    View loans »
    El Salvador Loans Fundraising
  • $31,366,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Concepción Del Carmen to purchase plows and shovels in order to sow basic grains.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 31, 2012
Jul 2, 2012
Currency Exchange Loss:
May 17, 2013