A loan of $4,300 helped a member to buy animal feed and medicines for her pigs and chickens.


José Gregorio Hernandez (Junín) Group's story

The José Gregorio Hernández Communal Bank meets every 15 days in the canton of Junín. This place is known for its friendly and hardworking people. It is also known for producing the best brandy in the province and in all of Ecuador. This group of individuals decided to join together some time ago and form this Communal Bank, which has already provided them with many loans. They have been able to improve their small businesses. The members engage in various activities involving trade, services, selling food, and other activities.


It is here that one can meet Sra. Clotilde. She is 62 years old, in a common-law relationship, and has 10 grown children. She lives with one of her daughters and her husband works on a farm.


Clotilde takes advantage of the space around her house to raise chickens and pigs. She says that she has a small coop where she can have up to 100 chickens each season and a pen that holds the pigs. Clotilde buys the animals when they are small and keeps them between three to four months. When the animals reach an adequate weight, they are sold to traders who come to her house, who in turn sell them at various markets in the neighboring cities.


This loan will be used to buy feed and medicines for both her chickens and pigs. This is her first loan with the Communal Bank and she likes the speed by which she was able to secure the loan. Her dreams include moving forward and having good health.


The small photo in the corner is of two members who could not be present when the group photo was taken.

In this group: Fernanda Belen, Gissela María, Jessica Liliana, María Auxiliadora, Gladys Benedicta, Dolores Idalina, Gissela Maribel, Cleotilde Belinda, María Elena, María Isabel, Angela Margarita, Juana Francisca, Eulester Patricia, Marjorie Paola, Diego Armando, Yenny Margarita*, Dolores Monserrate, Angela Trinidad*
*not pictured

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Translated from Spanish by Kiva volunteer Ronan Reodica


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