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Marjorie Esmeralda
Marjorie Esmeralda is 28 years old and lives together with her mother, Maritza, and her sister in her own home. She has a store in her home where she sells basic household products such as basic grains, eggs, bread, milk, soap, etc. She has been in this business for many years. She has gained a lot of sales experience and every day she gains more customers who are loyal to her business because she has the best-stocked store, offers good-quality products at affordable prices and provides the best customer service. Marjorie always receives her customers in a friendly manner and with a wide smile on her face. She is a determined woman who is very committed to her work. She is always looking for opportunities that will allow her to enjoy a more prosperous future. Her demand has been growing for some time now and she does not want to let her customers down. She always wants to stay ahead of the competition and would like to invest in buying supplies for her store. However, she needs free capital in order to be able to make her purchases for cash. She is requesting a loan from INTEGRAL to buy basic grains, instant products, candies, bread, drinks, soap, etc. Marjorie Esmeralda has good references and is very trustworthy. She assures us that she will be able to repay her loan according to schedule and, at the same time, provide her household with financial security.
View original language description ↓
Marjorie Esmeralda de veintiocho años de edad vive junto a su madre Maritza y su hermana en casa propia; Ella posee una tienda donde vende artículos de primera necesidad granos básicos, huevos, pan, leche, jabones, entre otros; está ubicada en su domicilio y tiene muchos años con el negocio , se ha hecho de mucha experiencia en las ventas y cada día se hace de más clientela que la prefieren porque posee la tienda más surtida, con producto de calidad, a precios accesibles y sobre todo con el mejor servicio Marjorie siempre recibe a las personas muy amable y con una gran sonrisa en su rostro; es una mujer con propósitos, muy dedicada a su labor, busca estar a la expectativa de oportunidades que le permitan obtener un futuro más próspero, desde hace algún tiempo aumento más la demanda y no quiere decepcionar a la clientela, porque así siempre se mantendrá adelante de la competencia, quiere invertir en insumos pero necesita de capital libre para realizar las compras al contado por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, producto instantáneo, golosinas, pan, bebidas, jabón etc. Marjorie Esmeralda posee buenas referencias y es muy confiable asegura que podrá cancelar el financiamiento en el periodo establecido y a la vez tiene fe que podrá llevar a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 530
    View loans »
    El Salvador Loans Fundraising
  • $31,785,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Marjorie Esmeralda to buy basic grains, instant products, candies, bread, drinks and soap.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 29, 2012
Jul 2, 2012
Currency Exchange Loss:
Jan 25, 2014