A loan of $1,675 helped to purchase agricultural land.


Nino's story

Nino is 40 years old. She lives in a small village in Baghdati District with her family: two children (two and three years old) and her mother-in-law, who is a pensioner. Nino is a widow; she has had to deal with great difficulties throughout her life, but her determination to get ahead has always allowed her to overcome them.
Nino and her mother-in-law earn their living through their agricultural business. They have three milking cows and produce dairy food: cheese, curds, and yogurt. They also have a vineyard on one hectare of land. After harvesting, part of the grapes are sold and the other part is used for wine production. They sell dairy produce, grapes and their own wine on the local open market. In addition to their agricultural business, Nino has a regular job as a teacher in a primary class in the village school. She works hard but her family's income is not sufficient even for everyday expenses. The total average monthly income of the family is 300 Lari (GEL).
Nino has requested a loan to purchase agricultural land. She plans to cultivate the land and sow maize. After the seasonal works are properly done she hopes to increase her harvest and this will increase sales from her business. With the increased amount of profit she will be able to repair two rooms in the house and spend more on satisfying the daily needs of family members and improving their living conditions.



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