Megy lives with a partner, she is 28 years old and has 1 son, she is a baker, using her mother’s oven and selling at the market “F. Vivanco”. She also has a grocery store at home. Magdalena is married, 53 years old and has 4 children. She sells beverages at her house. She also has a stand at “la Picota” hill where she sells typical food and beverages. Maria is married, 40 years old and has 6 children, she travels to the different markets in the region where she buys small animals and cereal which she sells at the central market of the town of Ayacucho and at the cattle market,
Megy, Magdalena, and Maria need loans of 600 soles, 1600 soles, and 800 soles to be invested in buying rice, eggs, flour, beer, soft drinks, small animals, and cereals. The dreams of Megy, Magdalena, and Maria are to have their own house, own oven, a hall for special events, lodgings, and move ahead.
Translated from Spanish by Lene Struck, Kiva volunteer.
Megy, Magdalena y Maria pertenecen al Banco Comunal Lirio hace 4 meses, 4 meses, 2 años respectivamente.
Megy es conviviente, tiene 28 años y 1 hijo, Megy es panificadora, actividad que realiza en el horno D. su mamá, sus ventas lo realiza en el mercado F. Vivanco. Además Megy tiene una tienda D. abarrotes en su casa.
Por otro lado Magdalena es casada, tiene 53 años y 4 hijos, Magdalena venD. bebidas en su casa. Además Magdalena tiene un recreo en el cerro la Picota donD. venD. comidas típicas y bebidas.
Mientras que Maria es casada, tiene 40 años y 6 hijos, Maria viaja a las diferentes ferias D. la región donD. compra animales menores, cereales que venD. en el mercado central D. la ciudad D. Ayacucho y la feria D. animales.
Megy, Magdalena y Maria necesitan préstamos D. 600 soles, 1600 soles, 800 soles, dinero que será invertido en la compra D. arroz, huevo, harina, cerveza, gaseosa, animales menores y cereales.
Los sueños D. Megy, Magdalena y Maria son tener casa propia, horno propio, un salón D. eventos, hospedaje y salir adelante.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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