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Alma Nuvia
Alma is 29 years old, married, and has two children. She lives in Santa Cruz de Yojoa, Cortes.

For three years she has made a living in sales. She sells shoes, sandals, blouses, dresses, pants, sheets, etc. Previously she made a living as a domestic worker and felt that she needed to have another source of income. She decided to sell merchandise and now she helps out with the household expenses.

She is requesting her first loan with ODEF for 2,700.00 lempiras to buy merchandise and keep her business stocked. Her goal is to continue working hard to realize financial growth for her family and grow everyday.
View original language description ↓
Alma de 29 años de edad, es casada, tiene 2 hijos y vive en Santa Cruz de Yojoa, Cortes. ella tiene 3 años de dedicarse al comercio, donde vende zapatos, sandalias, blusas, vestidos, pantalones, sabanas, etc. anteriormente se dedicaba a oficios domésticos y miro la necesidad de obtener otros ingresos y decidió vender mercadería, ahora ya aporta con los gastos del hogar. Esta solicitando su primer préstamo con ODEF de 2,700.00 Lempiras para comprar mercadería y mantener producto en su negocio. Su meta es continuar trabajando muy duro para ver un crecimiento económico en su familia y crecer cada día.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 49
    View loans »
    Honduras Loans Fundraising
  • $9,380,625
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Alma Nuvia to supply her business with merchandise like clothing, sandals, sheets, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 19, 2012
Jun 10, 2012
Currency Exchange Loss:
Jan 19, 2013