A loan of $575 helped to buy merchandise such as shoes, clothes and perfume for sale.


Karina Grey's story

Using a small amount of money which a friend of her mother lent her, Karina started her business selling clothes three years ago, as she was still very young, but very keen to get ahead. This is proved by the fact that she finished her high school studies at the same time as strengthening the business to the point of selling a variety of products such as shoes, cosmetics, perfume and other articles ordered through catalogues for a specialized brand she has links with. Karina places her orders and approximately every 16 days, she receives and distributes the merchandise to her customers in the neighborhood and nearby areas where she lives called Siete de Abril, offering them layaway plans [to repay loans in 15 days]. She requests her first Kiva loan to buy a larger volume of merchandise as sometimes while she is awaiting payment, orders are placed that she cannot fulfill due to a lack of capital. For the last 12 years, she has been living with her long-term partner, who runs a family recycling business, and their two children between the ages of 1 to 4 years of age. They are a very close-knit family and they work together, an example of which has been all the support which they have shown in the face of the difficult situation of overcoming her mother-in-law's illness, both Karina and her partner spend part of their time giving her special care and attention, without neglecting the businesses. Karina dreams of growing on a professional level, studying public accounting, on a personal level, helping her children grow up with good ethics and on a business level, she wants to have a large store where she can sell all types of merchandise.

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Translated from Spanish by Kiva volunteer Severine



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