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Sanije is a 57-year-old lady who has been relocated to the outskirts of a major city in Central Albania. She and her family have built a house there and they also own two “dynyms” of land in their native village. One of Sanije's married sons lives on this land and takes care of the family's fruit trees and vineyards and plants and harvests crops, vegetables, and grains. Sanije has seven children and her oldest is 37 and her youngest is 25. At her current home, she has a cow with a calf and she sells milk to dairy farms to meet the demand in the city.

Sanije is requesting a loan to buy a cow. This will be her first loan and she thanks VFA and Kiva for the opportunity she has been granted. Her loan will be a great help to her and her family.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 11
    View loans »
    Albania Loans Fundraising
  • $3,248,775
    Funds lent in using Kiva
  • 110.5
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Sanije to buy a cow.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 7, 2012
Jun 10, 2012
Currency Exchange Loss:
Jul 17, 2014