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Sare Yoba Group
In this Group: Oumou, Adama Hawa*, Aminata, Fatoumata, Mariama, Binta*, Djiba, Ansata, Cire, Diambang, Gnamo, Hawa, Mariama, Mariama*, Dienabou, Nene Diamou, Ramatoulaye , Alanso, Kadiatou, Mariama
* not pictured
This "banc villageois" was created on May 16, 2011, the day of its inauguration. It is composed of women who are very active in revenue-generating businesses and who all live in the same town. For the most part, they have small business, and they process foods.

Ms. Ciré (sitting at the right in the photo with her hand raised) is the featured borrower of this group. She is very active in banc villageois activities and is a retailer of cashew nuts, which she collects from villagers for a gross price of 20,000 francs CFA. Then she sorts them and puts them into 100-kg sacks for resale to Moors at 35,000 francs CFA with the aim to export.

Her profits are partially for continuing with the construction of her house and for supporting her children.
View original language description ↓
Le banc villageois est créé le 16 Mai 2011 au jour de son inauguration. Composé de femmes très actives dans les activités génératrices de revenu, elles vivent toutes dans la même localité. Elles pratiquent dans leur majorité le petit commerce et la transformation.

Madame Ciré,(assise à droite avec la main droite levée),l’emprunteuse vedette de ce groupe, est . Elle est très active dans les activités du banc villageois et pratique la revente de noix de cajous qu’elle collecte auprès des villageois pour un prix brut de 20 000 FCFA. C’est ainsi qu’elle effectue le tri et la mise en sac de 100 kilogramme pour la revente aux maures à 35 000 FCFA en vu de l’exportation.

Ses bénéfices lui servent à continuer la construction de sa maison en part et la prise en charge de ses enfants.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 3
    View loans »
    Senegal Loans Fundraising
  • $15,174,650
    Funds lent in using Kiva
  • 523.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sare Yoba Group's $4,225 loan helped a member to buy cashew nuts in quantity from surrounding villages.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 6, 2012
Jun 9, 2012
Currency Exchange Loss:
Jan 15, 2013