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Sare Yoba Group
In this Group: Ansata, Tening, Dienabou, Yacine , Dienabou, Cira, Gnaling, Aissatou, Mariama Cire, Ramatoulaye, Ramatoulaye, Ramatoulaye, Oumou, Adama, Fatoumata, Mariama, Ramatoulaye, Nany, Dienabou
This "banc villageois" was created on May 16, 2011, the day of its inauguration. The group is composed of women who are very active in revenue-generating businesses and who all live in the same town. Most of them have small business, and they process foods.

Ms. Ansata (seated at the far right in the photo with her right hand raised) is the featured borrower. She is 56 years old, married, and a mother of three boys and three girls. She sells natural beverages starting with local goods: "monkey bread" (the fruit of the baobab tree), hibiscus flowers,… which she purchases at her town's weekly market.

For 1 kg of monkey bread at 200 francs CFA, 2 kg of hibiscus at 300 francs, 1 kg of sugar at 550 francs, and the other ingredients at about 350 francs, she can bring in a net profit of 900 francs by selling these products.

She uses her profits as savings and for supporting her children's businesses and for the school expenses of her last two children.
View original language description ↓
Le banc villageois est créé le 16 Mai 2011 au jour de son inauguration. Composé de femmes très actives dans les activités génératrices de revenu, elles vivent toutes dans la même localité. Elles pratiquent dans leur majorité le petit commerce et la transformation.

Madame Ansata (assise à l’extrême droite avec la main droite levée), est l’emprunteuse vedette. Elle est âgée de 56 ans, est mariée et mère de trois garçons et trois filles enfants. Elle est vendeuse de jus naturels à partir des produits locaux : pain de singe, bissap, … qu’elle achète dans le marché hebdomadaire de sa localité. Pour 01 kilogramme de pain de singe à 200 FCFA, 02 kilogrammes de bissap à 300 FCFA, 01 kilogramme de sucre à 550 FCFA et les autres intrants estimés à 350 FCFA. Elle peut engranger un bénéfice net de 900 FCFA dans la vente de ces produits.

Elle se sert de ses bénéfices pour épargner et appuyer ses enfants dans leurs activités et la scolarité de ces deux derniers enfants

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 1
    View loans »
    Senegal Loans Fundraising
  • $15,175,275
    Funds lent in using Kiva
  • 523.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sare Yoba Group's $3,825 loan helped a member to buy monkey bread (the fruit of the baobab tree), dried hibiscus flowers, and a bag of sugar for making different drinks for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 6, 2012
Jun 8, 2012
Currency Exchange Loss:
Jan 15, 2013