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Klara is 43 years old, married, and raising 4 children. She has been raising livestock since 2006, having started her business with a purchase of 2 cows. Thanks to her hard work, Klara's herd currently includes 30 sheep, 4 cows with offspring, and 4 horses, while sales of milk bring roughly 20,000 som per month.

In order to continue developing her business, Klara has turned to Bai Tushum & Partners for a loan of 50,000 som (KGS) to purchase calves. She plans to use her profits from this loan to pay for the university education of her two oldest children, who are studying to become linguists.
View original language description ↓
Кларе 43 года, замужем, воспитывает 4 детей. Клара с 2006 года занимается животноводством, начав этот бизнес с покупки 2 коров. Благодаря упорному труду Клары, на сегодняшний день в ее хозяйстве имеется 30 овец, 4 коровы с приплодом, 4 лошади, выручка в продажи молока приносит около 20,000 сом в месяц.
В целях дальнейшего развития своего бизнеса, Клара обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку телят. Доходы от кредита Клара планирует вложить в оплату контракта двоих старших детей, которые учатся в университете по специальности лингвист.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Klara to purchase calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 14, 2012
Jun 12, 2012
Currency Exchange Loss:
Jun 17, 2013