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This is Narcisa, a married resident of Caloocan City, Philippines. Together with her children she manages the household while working. She works hard to continually earn enough money to cover their everyday expenses.

Narcisa sells processed meats. What she basically does is buy processed meat from a wholesaler, then sell it piecemeal at retail. Products can range from ham, hotdogs, processed pork and other meats like this. Her neighbors and the local community buy from her due to her low prices and the many options she offers. She earns a minimum of 300 PHP a day.

To keep her business running, Narcisa is requesting a 18,000 PHP loan from CCT. She wants to buy a greater volume and variety of meat to expand her inventory. She expects a boost in her income as she expands her business.

All CCT community clients are organized into fellowship groups of fifteen to thirty members who meet on a weekly basis. There they share stories of their work, repay microfinance loans and draw strength and inspiration from their study of the Word of God.

Narcisa hopes to be able to expand her business soon, as she dreams of giving her children a good, high-quality education through all of her hard work.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 311
    View loans »
    Philippines Loans Fundraising
  • $70,667,050
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Narcisa to buy a greater volume and variety of meat to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 9, 2012
Jun 9, 2012
Currency Exchange Loss:
Oct 15, 2012