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Gracio is married and the father of 2 children, 1 of whom still attends School. He lives in his own house with his family and supports his mother who lives with him.

He operates a crane for a living and with this loan he plans to buy construction materials (zinc sheets, beams, cement, stone, sand and others) to complete the construction work on his house.

In future he hopes to finish the degree he is currently taking, to which end he commits to duly paying off his loan in order to solicit further loans from Hluvuku.

His challenge is to finish his construction work and improve his professional career.
View original language description ↓
Casado e pai de 2 filhos 1 ainda frequenta Escola, vive na casa própria com a sua família e sustenta sua mãe que vive com ele.
É operador de ponte rolante, com o presente empréstimo pretende comprar material de construção (chapas de zinco, barrotes, cimento, pedra, areia e outros) para concluir a obra da sua casa.
No futuro deseja terminar o curso que esta a seguir, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é terminar a sua obra e melhorar na sua carreira profissional.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 35
    View loans »
    Mozambique Loans Fundraising
  • $3,096,400
    Funds lent in using Kiva
  • 27.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Gracio to buy construction materials (zinc sheets, beams, cement, stone, sand and others).
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 30, 2012
Jun 8, 2012
Currency Exchange Loss:
Jul 18, 2013