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Berna lives in Kampala, Uganda. She is married with five children who are all in school. She takes care of two additional family members (father and mother).

She operates a retail shop that she rents. She operates her business on a retail basis. She gets additional income from rental houses. She works seven days a week. She has been in business for the last 10 years. She has requested a loan of 1,500,000 Ugandan shillings from MCDT – SACCO to buy more sugar, rice, flour, soap, cooking oil and crates of soda. Her major business challenges are transportation and the ever-increasing prices of commodities. Her dream is to educate her children up to university and to become wholesaler. She lives in her own house and the family has access to electricity but not piped water. Her major monthly expenses include school fees, rent for her business premises and food.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 125
    View loans »
    Uganda Loans Fundraising
  • $33,830,100
    Funds lent in using Kiva
  • 2,472.0
    Uganda Shillings (UGX) = $1 USD