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Marvari is a responsible, fair and very hard working woman. She is divorced and has one child. She is a seamstress, working with sewing women's national clothing. She is very skilled in embroidering.

Marvari rents a studio, where four female seamstresses work. Marvari is the oldest one. The studio has many regular customers, because many skilled seamstresses work there. Marvari's activity is the main source of income. As the wedding season has started, there are many orders from brides at the studio.

For the loan received, Marvari wants to buy a sewing machine for the studio. This is her third loan, and Marvari has never violated the lending conditions, and further she has shown a very good side of herself. Marvari expresses her gratitude to our organization for the financial support.
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Марвари - ответственная, добросовестная и очень трудолюбивая женщина, разведена, имеет 1 ребенка. Она портниха, занимается шитьём национальной женской одежды.Она очень умело вышивает вышивку. Она арендует ателье, в которой работают 4 женщины – портнихи. Марвари – старшая. Ателье имеет очень много постоянных клиентов, так как в ней работают очень умелые мастерицы. Это занятие Марвари является основным источником дохода. Так как начался свадебный сезон, в ателье много заказов от невест. Марвари на полученный кредит хочет приобрести машинку для вышивания для своего ателье. Это третий по счету кредит и Марвари ни разу не нарушала условия кредитования, а также показала себя с хороший стороны. Марвари выражает свою благодарность нашей организации за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 197
    View loans »
    Tajikistan Loans Fundraising
  • $31,808,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Marvari buying a sewing machine for embroidery.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 3, 2012
Jun 12, 2012
Currency Exchange Loss:
Nov 15, 2012