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Sophanny is 29 years old. She is married and resides with her two children in Kandal Province, Cambodia. She has been working in a garment factory for more than two years, earning approximately $3 per day. Her husband is a security guard who earns about $4 per day. In order to improve her family’s finances, Sophanny wants to run an additional business. Therefore, she is requesting a loan of $1300 to purchase dirt to fill up her flooded land so she can grow vegetables. By doing so, she would generate more income to support her family. In the future, she would like to expand her business and help her children earn bachelor’s degrees. Moreover, she wants to build a fence around her house and build a bathroom.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 139
    View loans »
    Cambodia Loans Fundraising
  • $41,476,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Sophanny to purchase dirt to fill up her flooded land for growing vegetables.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 18, 2012
Jun 9, 2012
Currency Exchange Loss:
Dec 15, 2012