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Kumrinisso is a young woman, 41 years old, married, with three children. For almost six years she has been selling various types of fabric at the market. At present she is beginning to sell seasonal fabric for the summer, and her business is going well. This is why she plans to use her loan to bring a large assortment of goods. Her business is the main source of income for her family as her husband is a state employee, and his salary is insufficient even for household expenses. Kumrinisso and her husband thank our organization for this financial support.
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Кумриниссо, молодая женщина в возрасте 41 года, замужем, имеет 3 детей. На рынке она работает почти 6 лет, торгуя различными тканями. Сейчас у нее начинается летний сезон продаж тканей, и торговля идет хорошо. Поэтому она планирует на полученный кредит привезти широкий ассортимент товара. Ее занятие является основным доходом для семьи, так как ее муж работает в государственном учреждении и его зароботной платы не хватает даже на семейные рассходы. Кумриниссо с мужем выражают свою благодарность нашей организации за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Kumrinisso to expand her business [by stocking up on fabric for resale].
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Jun 11, 2012
Currency Exchange Loss:
Jan 15, 2013