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Nellya is 41 years old, married and raising two children, 11 and 7 years of age. Nellya is a master technologist for the Water Canal Management in the town of Karakol. As an additional source of income for her family, since 2009 she has been providing agricultural milling services, having launched this business with a starting capital of 35,000 KGS. Thanks to Nellya’s hard work, at present she owns her equipment, and her sales volume is some 60,000 KGS. The monthly revenue from her business is about 10,000 KGS.

In order to develop her business further, Nellya turned to “Bai Tushum & Partners” for a loan in the amount of 130,000 KGS in order to buy produce seeds for milling. Nellya plans to use the resulting income for a further expansion of her business, eventually buying out the facility she currently rents.
View original language description ↓
Нелле 41 год, замужем, воспитывает 2 детей - 11 и 7 лет. Нелля работает мастером – технологом в управлении Водоканалом города Каракол и в качестве дополнительного источника дохода для своей семьи с 2009 года занимается предоставлением услуг дробильни сельхозкультур. Начав этот бизнес с суммы в 35,000 сом (KGS), благодаря упорному труду на сегодняшний день у Нелли имеется собственное оборудование и товарооборот в сумме 60,000 сом. Ежемесячная прибыль от бизнеса составляет около 10,000 сом.
В целях дальнейшего развития своего бизнеса, Нелля обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на покупку семян сельхозпродукции для дробления. Доходы от кредита Нелля планирует вложить в дальнейшее увеличение бизнеса за счет выкупа помещения, которое она сейчас арендует.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 52
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,750 helped Nellya to purchase seeds for milling.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 10, 2012
Jun 10, 2012
Currency Exchange Loss:
Aug 2, 2013