A loan of $475 helped to pay for grocery items and products needed in her business.


Lydia's story

This is Lydia, 49, resident of Pasay City, Philippines. She is a widow and a mother. Most of her children have their own families, except for one who still lives with her. She manages her own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Lydia operates a variety store. In the Philippines, a variety store is a small convenience store, which sells groceries, toiletries, and beverages to the local neighborhood. It is the place to go to buy one sachet of shampoo, PHP 5 worth of cooking oil, or an egg. She earns money by getting supplies at wholesale prices and selling by the piece. She also operates a small computer shop for additional income. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 550 in sales every day.

To help her to continue the operation of her business, she is requesting a loan of PHP 20,000. She will be using the loan to buy groceries, toiletries, and beverages to increase her product inventory. She expects a boost in revenue as her business grows.

Lydia hopes to be able to expand soon and dreams of being able to give her family a good future through all of her hard work. She faithfully meets up with her co-fellowship members* to share stories of her work every week and to draw strength and inspiration from the word of God, which she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital, and repay microfinance loans.



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