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Marina is 47 years old. She is a very hard-working person that works planting coffee plants. She sees to planting the seeds and taking all the precautions necessary so that they will be healthy plants and produce excellent fruit. She lives with her husband and four young children, who are all in school. Marina has many customers that purchase her plants at good prices in order to grow coffee and sell it in different restaurants.

The quality of the product is very important in this business, and in order for Marina to be able to get new clients she has to be able to assure them that the plants have all of the necessary characteristics, which is a job in which you have to invest a lot of time and money. For this reason, Marina is asking for a loan from INTEGRAL, so that she will be able to count on the money required to buy more coffee seeds, fertilizer, and to invest in the improvement of the facilities of her nursery. This way, she will be able to guarantee the quality of her product.
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Marina de 47 años de edad, es una persona muy trabajadora quien se dedica a plantar matas de café, ella se encarga de plantar las semillas y brindarle todos los cuidados necesarios para que sean plantas sanas que produzcan un excelente fruto. Ella vive junto a su esposo y cuatro hijos menores de edad quienes se dedican a estudiar. Marina posee muchos clientes quienes compran sus plantas a muy buenos precios para luego cultivar el café y venderlo en diferentes restaurantes, la calidad del producto es muy importante en este negocio, y para que Marina pueda obtener nuevos clientes debe asegurar de que las plantas cumplan con todas las características necesarias, lo que es un trabajo en el cual se debe invertir mucho tiempo y dinero. Por esta razón Marina solicita un préstamo a INTEGRAL, por medio del cual pueda contar con el dinero necesario para la compra de más semillas de café, abono y para invertir en la mejora de las instalaciones de su vivero y de esta forma garantizar la calidad del producto.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 698
    View loans »
    El Salvador Loans Fundraising
  • $29,576,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Marina to buy seeds of coffee plants to sow.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
May 29, 2012
Jul 2, 2012
Currency Exchange Loss:
Jul 20, 2013