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Ingrid Del Carmen
Ingrid is an enterprising woman at the age of 21. This is demonstrated by the fact that even at her young age she is able to maintain a well stocked shop. She lives in Duran and is single with no children; she is currently focused on her business. She opened the store when she was 18 after finishing high school. She wanted to earn money to help in her home. Since there was no store in her area, she decided to start one there.

She is grateful to her parents for the help she has received and to Kiva partner Banco D-MIRO S.A., who opened the doors to her, having faith in her and offering her her first loan. For this reason she works every day from 7 a.m. until 10 p.m. selling staples such as rice, sugar, condiments, snacks, soft drinks, etc. She hopes to be able to increase her sales to cover all of her expenses and to help her family as always.
View original language description ↓
Ingrid a sus 21 años es una mujer emprendedora, esto lo demuestra por que en tan corta edad mantiene una tienda muy surtida. Vive en Duran, no está casada y no tiene hijos por el momento ya que se encuentra enfocada en su negocio. La tienda la inicio cuando tenia 18 años luego de terminar la secundaria, nos comenta que quería ganar dinero para ayudar en su hogar y como en el sector no había tienda decidió empezar por ahí. Agradece a sus padres por el apoyo recibido y a la institución que le abrió las puertas confiando en ella brindándole su primer crédito. Por ese motivo trabaja día a día desde las 7 de la mañana hasta las 10 de la noche vendiendo productos de mayor necesidad como arroz, azúcar, condimentos, snack, colas etc. espera poder aumentar las ventas para cubrir todas sus obligaciones y ayudar a su familia como lo hace siempre.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $25,592,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Ingrid Del Carmen to buy rice, sugar, condiments, snacks and soft drinks.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 8, 2012
Jun 8, 2012
Currency Exchange Loss:
Jul 17, 2013