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Enma Leonor
Enma is 49 years old and a single mother of four children. Three of her children are already adults while the youngest is 17 years old and is currently studying. Enma lives with two of her daughters and the husband of one of them. They live in a neighborhood in the municipality of Choloma, Cortes.

Enma has a business that she was able to establish with the capital she made from the sale of a plot of land. Motivated to work so that she would not need to depend on anyone else, she started her own business selling footwear. She offers shoes for women, men, and children such as sandals, tennis shoes, and sneakers. She makes her sales in a stall in a market in San Pedro Sula. This business is her source of income and it has gone well for her though there are times when sales are down. Still she keeps her prices reasonable and with her own customer base her sales are always profitable. She works at her business 8 hours a day.

Now she is requesting a loan for 10,000 lempiras to buy footwear. With this investment she will be able to increase her inventory and offer a variety of styles of shoes for her customers. Her plan is to continue investing, have a well stocked business, and expand within the market.
View original language description ↓
Enma tiene 49 años de edad, es madre soltera, tiene 4 hijos de los cuales 3 de ellos ya son mayores, el menor tiene 17 años y actualmente esta estudiando, Enma vive con dos de sus hijas y el esposo de una de ellas en una colonia que corresponde al Municipio de Choloma, Cortes.
Doña Enma tiene un negocio que logro establecer con capital que obtuvo de la venta de un solar. Motivada a trabajar para no depender de nadie inicio entonces su propio negocio de venta de calzado. ofrece calzado para damas, caballeros y niños como, Sandalias, tenis y zapatillas, vende en un puesto del mercado de la ciudad de San Pedro Sula, este negocio es fuente de ingresos y le ha ido bien aunque hay temporadas que las ventas son bajas, pero ella mantiene los precios cómodos y cuenta con su propia clientela sus ventas siempre son rentables,
dedica a su negocio 8 horas diarias.
Actualmente solicita un préstamo de 10,000 lempiras para comprar calzado, con esta inversión lograra aumentar su inventario y ofrecer variedad de estilos de calzado a sus clientes.
Su plan es seguir invirtiendo y tener su negocio surtido y extenderse mas en el mercado.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 32
    View loans »
    Honduras Loans Fundraising
  • $9,987,250
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Enma Leonor to buy footwear such as sandals, tennis shoes, and sneakers.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 22, 2012
Jun 8, 2012
Currency Exchange Loss:
Jan 19, 2013