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Omar is 39 years old, married, and currently lives with his wife. With this loan he will buy a saw to assist the workers on his coffee farm. He has been planning to buy a machine like this to prune the existing trees on his farm, and he also intends to use it to cut back the larger coffee trees to keep them in excellent condition, doing so more easily and quickly. This will generate more earnings and result in a better quality of life and economic stability.

This is Omar's 1st loan through FUDECOSUR. He has never had any other loans from state banks. FUDECOSUR is offering the loan on the best possible terms with a much lower interest rate.
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Omar, tiene la edad de 39 años, está casado, vive con su esposa actualmente. El con el crédito pretende comprar una sierra pequeña para asistir la finca y ayudarse con la mano de obra. El tiene pensado comprar esta máquina para derramar los arboles que se encuentran en el cafetal y además la va a utilizar para apodar el café grande para que se mantenga en excelentes condiciones y hacerlo de una forma más ágil y rápida y poder generar más ganancias y obtener una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 7
    View loans »
    Costa Rica Loans Fundraising
  • $4,715,325
    Funds lent in using Kiva
  • 503.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Omar to buy a special saw for pruning both shade and coffee trees on his farm.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 8, 2012
Jun 17, 2012
Currency Exchange Loss:
Aug 17, 2015