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Massavo Group
In this Group: Yènidji Orguette, Monique, Josephine, Pauline, Fifamè Djoka Madeleine, Antoinette, T. Pelagie, Nicole, Constance, Antoinette, Célestine, Victoire, Léa, Géradine, Mahussi Cécile, Rosette, Dossi Alaba, Amouda, Madeleine, Fatima, Georgette
MASSAVO is a group of 21 people, who are all friends and live in the same neighborhood. The group’s representative is Yènidji Orguette (pictured with her hand raised in the photo), and she is 29 years of age and married to a baker called Jérémie. The couple has a child in school, who is under their care.

Yènidji Orguette did not go to school. She lives together with her child and her husband. Together the couple covers the various household expenses. For almost three years Yènidji Orguette has sold wheat flour and fabrics through the distribution system. She gets her supplies from Nigeria.

This is the first time that Yènidji Orguette and the other members of the MASSAVO group have requested the financial support of ALIDé. They have done so to increase their working capital and strengthen their business, as well as to better meet their customers’ needs.
View original language description ↓
MASSAVO est un groupement de vingt et un personnes, dont les membres vivent dans le même quartier et sont des amies. La représentante du groupe, Yènidji Orguette (dont la main est levée sur la photo), est âgée de 29 ans et est mariée à un boulanger du nom de Jérémie. Le couple a un enfant, scolarisé et à leur charge. Yènidji Orguette n’a pas fréquenté l’école. Yènidji Orguette vit ensemble avec son enfant et son mari. Le couple assure ensemble les différentes charges de la maison. Depuis près de trois ans, Yènidji Orguette vend par le système de distribution, de la farine de blé et des tissus. Yènidji Orguette s’approvisionne au Nigeria. C’est la première fois que Yènidji Orguette et les autres membres du groupement MASSAVO sollicitent l’appui financier de ALIDé en vue de renforcer leur fonds de roulement et leur activité et de mieux répondre aux exigences de leur clientèle.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 522.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Massavo Group's $2,950 loan helped a member to buy fabric and wheat flour.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 24, 2012
Jun 8, 2012
Currency Exchange Loss:
Dec 15, 2012