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Ireti Group
In this Group: Kpokpogbé Madeleine, Juliette, Sabine
IRETI is a group of three people who all live in the same neighborhood. The group’s representative is called Kpokpogbé Madeleine (pictured with her hand raised in the photo), who is 51 years of age and married to Germain. The couple has three children, some at school and all under their care.

Kpokpogbé Madeleine lives with her children and husband, and together with her husband is responsible for the various household expenses. For almost 12 years she has sold shoes in a market in Benin. She gets her supplies from Togo.

This is the second time that Kpokpogbé Madeleine and the other members of the group have requested the financial support of ALIDé. They have done so to increase their working capital and strengthen their business, and to better respond to their customers’ needs. The first loan they received was successfully repaid.
View original language description ↓
IRETI est un groupe de trois personnes, dont les membres résident dans le même quartier. La représentante du groupe, Kpokpogbé Madeleine (dont la main est levée sur la photo), est âgée de 51 ans et est mariée à un certain Germain. Le couple a trois enfants, dont certains scolarisés et tous à leur charge. Kpokpogbé Madeleine vit ensemble avec ses enfants et son mari et assure ensemble avec son mari, les différentes charges de la maison. Depuis près de douze ans, Kpokpogbé Madeleine vend des chaussures dans un marché du Benin. Kpokpogbé Madeleine s’approvisionne au Togo. C’est la deuxième fois que Kpokpogbé Madeleine et les autres membres du groupe IRETI sollicitent l’appui financier de ALIDé en vue de renforcer leur fonds de roulement et leur activité et de mieux répondre aux exigences de leur clientèle. Le premier crédit reçu a été bien remboursé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 522.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ireti Group's $450 loan helped a member to buy shoes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 9, 2012
Jun 8, 2012
Currency Exchange Loss:
Mar 15, 2013