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Bubaim is a leader of the Yntymak 22 Group. She is 56 years old and is a school teacher. Seeking an additional source of income for her family back in 2000, Bubaim set up her business of producing national handmade felt carpets (shyrdak) with 5,000 som (KGS). Having created their own group and set up the production by means of joint efforts in material purchasing and work from home, the Group's monthly income from the sale of their products amounts to 20,000 som (KGS).
In order to further develop her business, Bubaim turned to the organization Bai Tushum & Partners for a loan of 30,000 som (KGS) to purchase necessary carpet fibers and materials. Bubaim and the Group are planning on investing the earnings from the loan into further business expansion and purchase a sewing machine to make Kyrgyz national hats kalpak.
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Бубаим - лидер группы «Ынтымак 22», ей 56 лет, работает учителем в школе. В 2000 году , в поисках дополнительного дохода для своей семьи, Бубаим начала свой бизнес в производстве национальных рукотворных ковров ("шырдак") из войлока со стартовой суммы 5,000 сом (KGS). Создав свою группу и наладив производство посредством совместного закупа материалов и надомного исполнения заказов, группа имеет доход от продажи своей продукции около 20,000 сом (KGS) в месяц.
В целях дальнейшего развития своего бизнеса, Бубаим обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 30,000 сом (KGS) на закуп необходимого сырья. Доходы от кредита Бубаим совместно с группой планирует вложить в дальнейшее развитие своего бизнеса посредством покупки машинки для пошива национальных головных уборов колпак.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 52
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Bubaim to purchase materials for carpet manufacturing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2012
Jun 12, 2012
Currency Exchange Loss:
Jun 17, 2013