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Sathya's Group
In this Group: Sathya, Vannarith
Sathya is 43 years old and married. He lives with his wife and four children in a village of the Ratanak Mondul district. Two of his children are dependent and still in school. To make a living, he has been planting red maize and sesame on 4 hectares of farmland for five years. This is the main source of the family’s income.

Sathya received his first loan with VisionFund two cycles ago and completely paid back the loans. After these loans, he now can afford sufficient food for his family and is able to earn around 10,000 KHR per day. He is leading his group of two to apply for another loan with VisionFund. As the leader, he will use his portion to buy fertilizer and seeds for his farmland and use a portion of it to pay for labor. He hopes to yield more crops and earn higher income so as to afford to buy a hand tractor and other agricultural materials for his farm.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 94
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • 4,044.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sathya's Group's $450 loan helped a member to buy fertilizer and seeds for his farmland.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
May 23, 2012
Jun 7, 2012
Currency Exchange Loss:
Mar 15, 2013