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Mirna Del Carmen
Mirna del Carmen, 35, lives with her husband and two minor children who are in school in the morning and help their mother with her business in the afternoon. Mirna runs her own store where she sells different essential household goods such as: milk, eggs, bread, etc. Her store is the only one in the area so she has many customers. This is why Mirna wants to renovate her house and expand the store, so she can display all her products and speed up service.

Mirna is requesting a loan from INTEGRAL to buy wood to build shelves for the products. She also wants to add stronger balconies to make her business safer, as well as buy other products for the store.
View original language description ↓
Mirna Del Carmen de 35 años de edad, vive junto a su esposo y dos hijos menores de edad, quienes estudian por las mañanas y en la tarde le ayudan a su madre con el negocio. Mirna trabaja en su propia tienda donde comercializa diferentes productos de primera necesidad para el hogar como: leche, huevos, pan, entre otros. Su tienda es la única en la zona por lo que cuenta con varios clientes, debido a esto Mirna desea mejorar las condiciones de su hogar, para poder ampliar la tienda y poder tener todos los productos a la vista y de esta forma agilizar su servicio. Mirna solicita un préstamo a INTEGRAL para comprar maderas para realizar unas repisas donde pueda colocar los productos, así mismo para colocarle balcones más fuertes y de esta forma asegurar más su negocio, y también invertirá en la compra de otros productos para la tienda que aún no posee.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 549
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Mirna Del Carmen to pay for house renovation.
Repayment Term
39 months (Additional Information)
Repayment Schedule
May 22, 2012
Jul 2, 2012
Currency Exchange Loss:
Aug 1, 2012