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Vilma Esperanza
Vilma Esperanza is 63 years old. She has worked as a seamstress for many years, and so she is very well known for her excellent work, making clothing for children and adults. Vilma lives with her only son, who is now married, and so she works to pay her personal expenses and also to give a little help to her son for the household expenses. Vilma's business is located close to the house where she lives, and she wants to make some repairs [to her business] so that it will be more suitable for her. This is why she has applied to INTEGRAL for a loan, so that she can change the floor at her business location. She also wants to replace the steps at the entrance with a ramp, since she has difficulty going up the steps because of problems she suffers in her legs. With this she hopes to make the access to her work easier. Vilma is a very hard-working person who wants to improve her working conditions and thus be able to continue performing the work which has permitted her to advance.
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Vilma Esperanza 63 años de edad, trabaja como costurera desde hace muchos años, por lo que es muy conocida por su excelente trabajo haciendo ropa para niños, y adultos. Vilma vive junto a su único hijo quien ya está casado, por lo que ella trabaja para sus gastos personales y así mismo para darle una pequeña ayuda a su hijo para los gastos del hogar. El negocio de Vilma está ubicado cerca de su casa de habitación, al cual desea hacerle unas reparaciones de forma que sea más apto para ella, razón por la que solicita un préstamo a INTEGRAL, y así cambiar el piso del lugar, también desea sustituir las gradas de la entrada por una rampa ya que se le dificulta subirlas por problemas que sufre en sus piernas, con lo que espera facilitar el ingreso a su trabajo. Vilma es una persona muy trabajadora la cual desea mejorar las condiciones de su trabajo y así poder seguir desempeñando el oficio que le ha permitido salir adelante.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 580
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Vilma Esperanza to repair the facilities at her business.
100% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
May 26, 2012
Jul 1, 2012
Currency Exchange Loss:
Jul 20, 2013