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María Celsa
María Celsa is 41 years old. She is well-known in her town for being a very friendly and responsible person who has had to work very hard to get ahead. She lives alone in her own house, and since her husband died she has taken the reins of the business of growing corn, which she sells from her house and also in stores. She also raises chickens, which sell at very good prices. María is requesting a loan from Integral so that she can buy a larger amount of corn for planting. She will also hire a person to help her with the heavy work of planting. María’s greatest wish is to be able to count on having a stable life and to save so that she have a comfortable old age, one where she can provide for herself, instead of having to depend economically on other people.
View original language description ↓
María Celsa de 41 años de edad, es una persona muy conocida en su lugar de vivienda por ser alguien muy amable y responsable quien ha tenido que trabajar muy duro para salir adelante. Ella vive sola en casa propia y desde que su esposo murió ella toma las riendas de su negocio, realizando la actividad de cultivar maíz, el cual comercializa en su casa y así mismo en tiendas. También cría gallinas las cuales vende a muy buenos precios. María solicita un préstamo a INTEGRAL a través del cual pueda tener la capacidad económica de comprar mayor cantidad de maíz para sembrar, así mismo para contratar a alguna persona que le ayude a realizar el pesado trabajo de plantar las semillas. El mayor deseo de María es el poder contar con una vida estable y así mismo ahorrar para tener una buena vejez, en donde pueda seguirse sosteniéndose sin depender económicamente de otras personas.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 497
    View loans »
    El Salvador Loans Fundraising
  • $31,356,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped María Celsa to buy corn seed for planting.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 26, 2012
Jul 1, 2012
Currency Exchange Loss:
Apr 18, 2013