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Roberto is a very hardworking and responsible man. He lives with his family, which is made up of his wife and four children. He works hard to get ahead for them. Roberto farms grains, such as sorghum and corn, which he sells at wholesale price in markets and stores. This work is the only source of income for him and his family. He is requesting a loan from Integral so that he can invest in his business by buying a larger amount of inputs for planting grains so that he can produce more. This would allow him to significantly improve his sales, and therefore his earnings. Roberto’s work is quite hard since he has to plant the seeds, harvest them, and then sell them at good prices. So, he wants to take the best advantage possible of the beginning of the planting season by buying a larger quantity of excellent-quality seed.
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Roberto es un señor muy trabajador y responsable, vive junto a su familia la cual está conformada por su esposa y cuatro hijos menores de edad, por quienes debe trabajar arduamente para salir adelante. Roberto se dedica al cultivo de cereales como: maicillo y maíz, los cuales comercializa por mayoreo en mercados y tiendas. Este trabajo representa la única fuente de ingresos para él y su familia, por lo que solicita un préstamo a INTEGRAL con el cual pueda invertir en su negocio comprando mayor cantidad de materia prima para la siembra de cereales y así producir mayor cantidad, con lo que podrá mejorar de forma significativa sus ventas y por consecuente sus ganancias, el trabajo de Roberto es bastante pesado ya que debe sembrar las semillas para luego cosecharlas y posteriormente poder venderlas a muy buenos precios, por lo que desea poder aprovechar al máximo la temporada de inicio de siembra comprando semilla de excelente calidad en cantidades mayores.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 365
    View loans »
    El Salvador Loans Fundraising
  • $31,244,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,425 helped Roberto to buy seed.
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 26, 2012
Jul 1, 2012
Currency Exchange Loss:
Jul 31, 2012