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Franklin Bernabé
Franklin Bernabé is 29 years old and lives with his life partner and children in his own house. He owns a bakey where he sells french and sweet breads, quesadillas, 'salpores', cakes and pies, among other items.He is well know in his area because he makes the most exquisite bread around. The rich aroma that is made when the bread is recently made attracts many customers, making his very satisfied at seeing them leave the place content.

All that he sells is of high quality and at accessible prices, in addition to having excellent service. He also owns a small store which supplements his household income. Franklin is a visionary man with much desire to have a more prosperous future. He believes that if he has a start he will be challenged and if he is challenged, he will reach victory. Now he is seeking a challenge of wanting to expand his business but needs capital. As such, he is requesting a loan from INTEGRAL that will allow him to purchase wholesale flour, butter, jelly, sugar, salt, trays, etc. Franklin Bernabé is very responsible and with his good credit record he has confidence that he will be able to pay off his debt, but above all he has the faith that he will be able to give his family a higher quality of life.
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Franklin Bernabé de veintinueve años de edad vive junto a su compañera de vida y sus hijos en casa propia; el posee una panadería y vende pan el variedad francés y dulce, quesadillas, salpores, pastelitos, tortas entre otros, es muy conocido en la zona pues elabora el pan más exquisito del lugar, el rico aroma que se siente cuando el pan está recién hecho atrae mucha clientela y se siente muy satisfecho al ver que las personas se van contentas del lugar, todo lo que vende es de primera calidad, y a precios accesibles además el servicio es excelente, adicional a esto también poseen una pequeña tienda con la que complementan el gasto del hogar; Franklin es un hombre visionario con muchas ganas de ganarse un futuro más próspero, piensa que si tiene un comienzo tendrá la lucha y si tiene la lucha lograra la victoria, ahora está buscando la lucha quiere acrecentar el negocio pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar harina por mayor, manteca, jaleas, azúcar, sal, bandejas, etc. Franklin Bernabé es muy responsable y con un buen record crediticio tiene confianza que podrá saldar la deuda pero sobre todo tiene fe que podrá darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 576
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Franklin Bernabé to buy butter, jelly, sugar, salt and trays wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 25, 2012
Jul 1, 2012
Currency Exchange Loss:
Feb 17, 2013