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Sim is 32 years of her age and a loving mother of three school-age children. She, together with her husband, manages a rice farming and hog raising business while they are raising the family. She built a wooden pigpen in her yard for raising her pigs, yet it’s not really a comfortable place for her pigs. She plans to renovate it later when she earns a good income from selling her pigs. Sim has been in the business for almost 13 years. Normally she can generate USD 2.00 per day on average for her daily expenses.

To help in developing her business and make a sustainable income, she is looking for a loan of KHR 1,500,000 to purchase a female cow for breeding purpose. This loan enables her to have enough capital to improve her business. She hopes that she will obtain a good income through her strong commitment and high patience.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 114
    View loans »
    Cambodia Loans Fundraising
  • $41,440,225
    Funds lent in using Kiva
  • 4,044.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Sim to purchase a female cow for breeding purposes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2012
Jun 7, 2012
Currency Exchange Loss:
Jan 23, 2013