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Update on Elsa

The member, Elsa, was born in Calca province in the department of Cusco. Now, she lives in Huchuy Qosqo in Calca province.

Elsa continues to sell vegetables like carrots, tomatoes, onions and others. She has been in this business for many years. She does very well thanks to the effort she puts into her work. Elsa needs a loan in order to purchase vegetables like tomatoes, onions, cabbage, lettuce, carrots and others. She belongs to the “Huchuy Qosqo” communal bank which is a part of the in the Asociación Arariwa in city of Cusco.
View original language description ↓
La socia Elsa nació en la provincia de Calca del departamento del Cusco pero actualmente ella vive en la comunidad de Huchuy Qosqo de la provincia de Calca,

La socia Elsa se sigue dedicando a la venta de verduras como por ejemplo zanahoria, tomates, cebollas y otras verduras más. Ya son varios años que se dedica a este negocio y le va muy bien gracias al empeño que pone en su trabajo. La socia Elsa en esta oportunidad requiere el préstamo para comprar verduras como por ejemplo tomates, cebollas, repollos, lechugas, zanahorias y otros más. La socia Elsa sigue perteneciendo al banco comunal “Huchuy Qosqo” de la Asociación Arariwa de la ciudad del Cusco.

Previous Loan Details

This group member belongs to the "Huchuy Qosqo" (Little Cuzco) Community Bank located in the district of Lamay in the province of Calca, in Cuzco. Her name is Elsa. She is 39 years old and lives with her common-law husband. She has five children who are 18, 16, 15, 11 and 3 years old. She wor... More from Elsa's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Elsa purchase vegetables like tomatoes, onions, cabbage, lettuce, carrots and others.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 23, 2012
Jun 8, 2012
Currency Exchange Loss:
Dec 15, 2012