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María De Los Santos
María has a business in the capital market. She starts her job at 6 a.m. and finishes at 2 p.m. She has worked with Kiva partner CEPRODEL for seven years and says thanks to the loans she has been able to maintain her business because the products she offers have highs and lows depending on the season, so she sells what is being harvested. She plans to use the loan to purchase sweet oranges, sour oranges, lemons and avocados.
View original language description ↓
La señora maría de los santos tiene el negocio en un mercado de la capital, el día de trabajo de doña santo empieza a las 6 de la mañana y termina 2pm . doña maría tiene 7 años de trabajar en ceprodel ella manifiesta que gracias a los créditos ella a podido mantener su negocio por que los productos que ella oferta tienen su baja y alta según la temporada que se encuentra ya que ella oferta los productos que esta en cosecha
El préstamo lo va a invertir en la compra de naranja dulce, naranja agria , linón, aguacate

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped María De Los Santos to purchase sweet oranges, sour oranges, lemons and avocados.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 16, 2012
Jun 7, 2012
Currency Exchange Loss:
Feb 15, 2013