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Update on Maria

Maria is married and has two children. They live together in a rented house, occupying only three rooms. The house is located in the Villa Copacabana area of the city of La Paz.

She currently gets income from selling clothes for men, women, and children. She works over ten hours a day in an itinerant manner because she does not have a fixed stand. With the little she earns she needs to cover her family’s food, rent, and basic services expenses. She does not have any other income.

She is requesting the loan to buy clothes in large quantity because she wishes to increase her income.

Maria’s dream is to have her own house in order to be more comfortable and to improve her quality of life.

This is the second time she has requested a loan from IMPRO and Kiva.
View original language description ↓
Maria, es casada y tiene dos hijos con los cuales vive en una casa alquilada ocupando solo tres habitaciones, la misma que se encuentra ubicada en la zona Villa Copacabana de la ciudad de La Paz.
Actualmente percibe ingresos ya que se dedica a la comercialización de ropa para varones, mujeres y niños, trabajando por más diez horas de forma ambulante ya que no cuenta con un puesto fijo, con lo poco que gana debe cubrir los gastos de alimentación, alquiler y servicios básicos de su familia ya que no cuenta con otros ingresos.
El crédito lo solicita para la compra ropa por cantidad ya que desea aumentar sus ingresos.
El sueño de Maria es tener su casa propia para tener más comodidad y de esta forma mejorar su calidad de vida.
Es la segunda vez que solicita crédito con IMPRO y KIVA.

Previous Loan Details

Sra. Maria sells American clothes that are of first-rate quality for men and women. The loan she is requesting will be used to increase her capital so that she acquire two bundles (sacks full of clothing) that are of good quality and contain a variety of items. Maria lives in a rented house in ... More from Maria's previous loan »

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 122
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Maria to buy more clothes to sell.
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 21, 2012
Jun 8, 2012
Currency Exchange Loss:
Jul 8, 2012
This photo was used before for a previous loan for Maria. It was first posted on Kiva on Oct, 2011. Learn More