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Chicas Bonitas Group
In this Group: Otilia Raquel, María Yadira, Gloria, Lizeth
The loan group Chicas Bonitas is comprised of 4 hardworking, enterprising people. The coordinator of the group is Otilia Raquel. She is married and has 3 children of which the 2 youngest are in her care - they are 15 and 9 years old and are in school. She works selling plastic goods such as bowls, jugs, buckets, dishes, etc. She started this business 9 years ago with the encouragement of a woman who gave her a small place where she could start selling a few goods and then the business starting growing.
She will use the loan to invest in supplies for her business and her goal is to build her room.
The other members are Gloria María, who has been selling Avon products for 2 years; Lisbeth de los Ángeles, who has been selling sodas, coffee, juices, milk and bread for 5 years; and Yadira, who sells the local folk costumes, girls' dresses, and coats.
View original language description ↓
El grupo Chicas Bonitas lo conforman cuatro personas trabajadoras y emprendedoras la coordina del grupo es Otilia Raquel es casada y tiene tres hijos de los cuales los dos menores están a su cargo de 15 y 9 años de edad los cuales estudian. Ella se dedica a la venta de productos plásticos desde panas, vasos, baldes, platos…etc. Este negocio lo inicio hace 9 años con la motivación de una señora quien le dio un pequeño lugar para que ella empezara a vender unos pocos productos como una docena de productos y después fue creciendo el negocio.
El crédito lo invertirá en mercadería en el negocio y su meta es construir su cuarto.
Las otras integrantes son Gloria María quien vende productos Avon desde hace 2 años, Liseth de los Ángeles quien vende gaseosa, café, frescos, leche y pan desde hace 5 años y Yadira quien se dedica a la venta de trajes típicos, vestidos de niña y cotonas.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Chicas Bonitas Group's $875 loan helped a member to buy plastic goods (jugs, dishes, buckets, etc.).
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
May 23, 2012
Jul 1, 2012
Currency Exchange Loss:
Sep 15, 2012