Juan Carlos is single, and he does not have children. He lives in his aunt and uncle’s house, occupying only two small rooms. He lives in the El Tejer area in the city of La Paz.
He currently gets income working as an architect for over eight hours a day. He does all types of contract jobs in the area of construction.
That is why he is requesting the loan. He needs to buy construction materials for classrooms. He will buy materials like cement, sand, bricks, and stucco, etc. They pay him when the job is finished. With the money they pay him he needs to cover food expenses, basic services, and medical expenses. He does not have medical insurance.
Juan Carlos’s dream is to improve his income and to be able to become independent. This way he will improve his quality of life.
This is the second time he has worked with IMPRO and the first time with Kiva.
Juan Carlos, es soltero y no tiene hijos, vive en la casa de sus tíos ocupando solo dos habitaciones pequeñas en la zona El Tejar en la ciudad de La Paz.
Actualmente percibe ingresos ya que trabaja como arquitecto por más de ocho horas y realiza todo tipo de contratos en el área de la construcción, es por eso que solicita el crédito ya que debe comprar material para la construcción de aulas escolares como ser cemento, arena , ladrillos, estuco etc. ya que le pagan una vez terminada la obra, y con el dinero que le pagan debe cubrir los gastos de alimentación, servicios básicos y gastos médicos ya que no cuenta con seguro medico.
El sueño de Juan Carlos, es mejorar sus ingresos y poder independizarse de esta forma mejorar su calidad de vida.
Es la segunda vez que trabaja junto a IMPRO y la primera vez con KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.