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Reynaldo Alcides
Reynaldo Alcides is 29, and lives with his life companion. Both of them work. He sells personal care products such as anti-perspirants, creams, perfumes and other items.

He has owned this small business for several years, and does it door-to-door. He already has a large clientele, as people prefer him because he comes to the door of their home with quality products at a good price. In addition to this, Reynando works at a store and further contributes to the household expenses in this way.

He is a man dedicated to his work, ready to work hard so that in the future he can attain success. He is sure that he only needs perseverance and motivation.

He has applied to Integral for a loan that will allow him to buy personal care items such as perfumes, creams and cosmetics. Reynando Alcides has a good credit record and good payment references. He is certain that he will repay the debt, and at the same time provide his family with a better quality of life.
View original language description ↓
Reynaldo Alcides de veintinueve años de edad vive junto a su compañera de vida los dos trabajan, él se dedica a la vende de productos de uso personal anti transpirante, cremas, perfumes, entre otros, tiene varios años de poseer este pequeño negocio y lo realiza de manera ambulante, ya tiene mucha clientela pues la gente lo prefiere porque llega hasta las puertas de sus hogares con producto de calidad y a un buen precio, adicional a esto Reynando trabaja en una tienda con esto complementa los gastos de su casa; él es un hombre entregado a su labor, dispuesto a trabajar duro para en un futuro alcanzar el éxito está seguro que solo necesita de constancia y motivación; ha solicitado a INTEGRAL un crédito que le permita comprar artículos de uso personal perfumes, cremas, cosméticos etc. Reynando Alcides tiene buen record crediticio y muy buenas referencias de pago, tiene la certeza que cancelara la deuda y a la vez le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 601
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Reynaldo Alcides to buy perfumes, creams and cosmetics.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 25, 2012
Jul 1, 2012
Currency Exchange Loss:
Nov 15, 2012