Rougui, sitting on the far right with her right hand raised , is a producer and seller of traditional soap, and the featured borrower. She is married and the mother of 4 children, 3 of whom are boys. Despite her 62 years of age, she remains a dynamic woman. To make 36 bars of soap, for example, she needs 25 litres of oil, 2 kg of « khémé », a chemical substance, and 125g of flour. The finished product is sold for 125 francs per unit. This new loan will allow Rougui to buy a large quantity of the ingredients she needs to make soap. Her sales will mostly be made in the village, with some soap being sold at the weekly markets of the surrounding villages. The profits will enable her to actively participate in the payment of the family expenses, including the educational expenses of her 11-year-old daughter and her 9-year-old son.
Madame Rougui transformatrice et vendeuse de savon traditionnel est l’emprunteuse vedette (assise à extrême droite avec la main droite levée), elle est mariée, mère de quatre enfants dont trois garçons.
Malgré ses soixante-deux ans elle reste très dynamique, par exemple pour fabriquer trente-six savons il lui faut : vingt-cinq litre d’huile, deux kilogramme de « khémé » substance chimique et cent vingt-cinq gramme de farine.
Le produit fini est venu à cent vingt-cinq francs CFA l’unité. Ce nouveau prêt lui permettra d’acheter en quantité les intrants pour la fabrication de savon. La vente se fera en grande partie dans le village et le reste dans les marchés hebdomadaires des villages environnants.
Les bénéfices lui permettront de participer activement aux charges familiales et à la scolarité de sa fille de onze ans et du garçon de neuf ans.
About CAURIE Micro FinanceThe mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid