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Joel is 33 years old, married and has 3 children. He is from Bayabas, Aurora, Zamboanga del Sur, Philippines, where his corn production is located. He was just 25 years old when he started cultivating this land. At the end of the month, Joel gets PHP 8,000, which he equally divides with his family. In 2011, Joel joined GDMPC. He has borrowed PHP 15,000 to purchase fertilizers such as manure. He hopes to plant sooner so as not to waste time. Joel plans to apply appropriate fertilizers and expand his business.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 458
    View loans »
    Philippines Loans Fundraising
  • $69,741,450
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Joel to purchase fertilizers such as manure.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 30, 2012
Jun 7, 2012
Currency Exchange Loss:
Jun 21, 2013