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Kong S. is 23 years old and lives in the Me Mut district of Kampong Cham province. She earns $3 a day as a yam farmer. Her husband, Njek Sopheap, adds $4 per day to the family income as a cigarette salesman. If their yam crop yields are high this year, they will be able to set up a stand to sell them along the Vietnamese border and better support their young child. They want to use their loan to invest in more farmland on which to grow yams.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 141
    View loans »
    Cambodia Loans Fundraising
  • $41,481,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Kong to purchase additional farmland.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 26, 2008
Apr 12, 2008
Currency Exchange Loss:
Mar 16, 2009