A loan of $2,400 helped a member to renovate her work area.

Jwan's Group's story

Jwan is a fun-loving, joyful, 45-year-old Iraqi woman. She is married and together with her husband they are raising three children. With limited career options due to cultural restrictions and domestic constraints, Jwan is one of the many Iraqi woman who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

Jwan has three years experience in using her sewing skills as a little business run from her home. She would like to improve her work conditions and, with the small loan she qualified for, plans to renovate her work area. She took the loan from Relief International - Microfinance Iraq in the hope that the improvements will allow her to serve her customers better.

Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Jwan, Namo, Qadriya

Loan details

Lenders and lending teams

Loan details