A loan of $3,600 helped a member to purchase a small generator, an overlock sewing machine and an iron.


Nishteeman's Group's story

Nishteeman is a 30-year-old Iraqi woman. She is married and has one child. With limited career options due to cultural restrictions and domestic constraints, Nishteeman is one of the many Iraqi women who work from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

Working from home, Nishteeman has five years of experience using her sewing skills to make dresses and fabric household items based on custom orders. With a loan from Relief International - Microfinance Iraq, she would like to purchase a small generator to allow her to work on the frequent occasions when the power is out. She would also like to buy an overlock sewing machine and an iron to better serve her customers.

Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor, thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients, and each client is evaluated based on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Nishteeman , Tala , Parwin



Loan details


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Loan details