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You Y
You Y is 50 years old. She is a mother of three children and resides with her husband in Kampong Cham Province, Cambodia. She has been selling porridge, Khmer noodles, and pancakes for more than ten years, earning approximately $12 per day. Her husband runs a taxi service (motor taxi). He earns about $4 per day. In order to improve her family’s finances, You Y is requesting a loan of $1,200 to purchase rice to resell for a profit. By doing so, she will earn extra income to support the family. In the future, she would like to expand her business and help her children earn bachelors degrees. Moreover, she hopes to rebuild her present house to make it bigger and more comfortable for her family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 207
    View loans »
    Cambodia Loans Fundraising
  • $40,005,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped You Y to purchase rice to resell for a profit.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 11, 2012
Jun 6, 2012
Currency Exchange Loss:
Dec 17, 2013