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Róger Noel
Róger Noel is a young man from El Sauce who works as a merchant. From a very young age he has distinguished himself by earning a living for himself, a quality his parents taught him so he could get by in life on his own.

Currently he has his own business offering video games to the residents of that town. He has done this work for many years, which has allowed him to have his own income to support his little home.

One of his needs right now is to get two television sets to be able to meet his customer demand, because there are times when he doesn't have them and he can't serve additional customers. For this reason he came to CEPRODEL for the first time to request his first loan to realize his goal and attract more customers.

He hopes that CEPRODEL approves his application so he can achieve his goal and come to have a lasting relationship with the institution.
View original language description ↓
El joven Róger Noel es un Sauceño dedicado al comercio que desde muy pequeño se ha caracterizado por ganarse la vida por sí solo, cualidad que le enseñaron sus padres para que se defendiera en la vida por sí mismo.
Hoy en la actualidad tiene su propio negocio el cual consiste en brindar servicio de Nintendería a los pobladores de dicho municipio donde tiene muchos años de dedicarse a esta actividad la cual le ha permitido tener sus propios ingresos para llevar el sustento a su pequeño hogar.
Una de las necesidades que tiene en estos momentos es adquirir dos televisores para poder cubrir la demanda de sus clientes, ya que hay ocasiones que por la falta de estos no pueden atender a más clientes, por tal motivo se acercó por primera vez a Ceprodel a solicitar el primer crédito para cumplir su objetivo y así ganar más clientes.
Espera que Ceprodel apruebe su solicitud para poder cumplir su meta y llegar a tener una relación duradera con tal Institución.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 74
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 23.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Róger Noel to buy two television sets.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 31, 2012
Jun 7, 2012
Currency Exchange Loss:
Jul 17, 2013